Plans and pricing
No fees. Pay only for what you use.
Omicron charges no fee to anyone. Brokers and borrowers pay for the AI tokens and searches their own work uses, and nothing else. Lenders pay nothing at all.
Lenders
Free
No card or account details needed
- Join by documenting a loan with Bransgroves Lawyers
- Brokers and borrowers whose loans fit your lending are put in touch with you
- Nothing to set up and nothing to pay
Brokers
No fee
Pay only for what you use
- Search fees passed on at cost
- AI tokens charged as we estimate them (see below)
- Card held by Stripe, under a cap you set
Borrowers
No fee
Pay only for what you use
- No fee for finding your loan
- Search fees at cost and AI tokens as estimated
- Card held by Stripe, under a cap you set
Set your own cap
Brokers and borrowers set a spending cap, and are never charged more than it. We recommend $5 to start with. If you get value for money, increase it whenever you like. When your usage reaches the cap, the assistant pauses until you raise it.
Where your money goes
Your payments are used solely for two things.
Search fees
Title and other register searches, passed on at exactly what the registry or search provider charges us.
AI tokens
The model’s reading and writing, estimated as well as we can because the provider bills us in bulk through its API.
How we estimate tokens
One giant corpus of loans
Every loan our lenders have written sits in a single corpus. Each loan is tagged with identifiers, and those identifiers allow it to be excluded from a search.
Exclusions first, at no token cost
Before the model reads anything, the identifiers take out every loan that is excluded from your search. That is ordinary database work and burns no tokens.
The model reads what is left
Your application and the remaining loans go to the model you picked in the prompt box. Everything the model reads and writes is counted in tokens.
We measure the burn
The AI provider charges us through its API, in bulk, not customer by customer. So we record the tokens each of your searches burns and charge you that share at the provider’s rates. It is an estimate, made as carefully as we can.
The model you choose matters: a lighter model costs less per token than a heavier one.
Paying through Stripe
Brokers and borrowers add a card through Stripe. Stripe takes and holds the card details; we never see or store your card number. Lenders give no card or account details.