These terms and conditions constitute a contract between borrowers (“Borrower”) who apply for loans through the webform on (“Application”) and Omicron Mortgages P/L (“Omicron”).

  1. The Borrower must at all times act in an honest fashion. In particular estimates as to the value of their property should not be aspirational but rather grounded and conservative, based on the opinions of real estate agents and realistice comparable sales. Failure to do this will result in forfeited application fees paid to lenders and brokers and wasted time. In some cases it may result in caveats being placed on your property.
  1. The Borrower must not look to Omicron for any losses they incur as a result of an Application. While Omicron provides tools to assess the integrity and competence of accredited Lenders and Brokers the responsibility for dealing with such Lenders and Brokers is the Borrowers. Omicron disclaims all liability for the actions of its accredited Brokers and Lenders and for the appropriateness of having them registered to the platform. The software is designed to weed out bad eggs, not to prevent them from becoming registered in the first place. Therefore it is to be expected deficient Lenders and Brokers will make it onto the platform. Moreover the software may be flawed in design, concept or code, and it is anticipated that it will take many years to hone and perfect it. The Borrower acknowledges all this and and agrees to hold Omicron safe from losses incurred as a result of an Application.

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Omicron uses a star-based rating system and displays metrics for every loan written by every lender and broker through the platform. This ensures that our brokers and lenders can be sure their counterparty has the track record of professionalism necessary for success.

Our Lenders

Our lenders advertise their funds availability through the platform, this results in deals coming to them instead of needing to call around brokers. Additionally, our code of conduct and metrics on broker performance allow lenders to confidently deal with a wider range of brokers, and therefore a bigger potential pool of deals.

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Our Brokers

Our brokers use Omicron to find the best lender available for their particulare deal. The metrics on each lender which we display allow our brokers to have confidence in dealing with a wider range of boutique lenders.

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Our Solicitors

Omicron-accredited solicitors ensure that flawless title is obtained for all loans originated through the platform.

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Ratings & Reviews

Omicron utilises a star-based rating system and display metrics from every loan written through the platform. This ensures that brokers and lenders can be sure the counterparty they are dealing with has the track record of professionalism necessary for success.